Exchanging Information After a Car Accident in PG County
As auto accident attorneys in PG County, we understand the importance of exchanging information, and the vulnerability that this action creates. Many accident victims, after first checking for personal injury, exchange information after, as this is what many of us have been taught to do. Ascertaining information about the other party involved in your car accident is one of the most important things you can do in order to protect your rights. However, how do you know which pieces of information you should disclose to the other party? Recent studies and horror stories have shown that giving out too much information immediately after your accident can lead to identity theft and fraud. How can you then know if you have properly disclosed the correct information? Our experienced PG County auto accident lawyers have some tips:
What to Give
After a car accident, providing your name and your insurance information to the other party is an essential detail. Insurance information includes the name and phone number of your insurance provider. It is also essential that you obtain this from the other party involved in your car accident. For most incidents, only those three things are necessary for your claim.
- Full name
- Personal insurance information
- Name and phone number for insurance provider
Any other necessary information can be requested after your insurance providers establish contact with one-another, or by request from local police or your PG County car accident lawyer.
What not to Give
After a startling accident, your impulse may be to disclose as much information as possible, hoping that comprehensive correspondence will quickly solve your claim. However in the 21st century, identity theft is easier than ever. It would be best, therefore, to silence this urge. Police who come to the scene of your accident may ask for your phone number, home address, or license and registration information, however you would be remiss to give those details to the other party(s) involved in your car accident unnecessarily. Second to your social security information, your license number is one of your most remarkable personal identifiers. The National Association of Insurance Commissioners (NAIC) states on its website that disclosing more information than your name and relevant details about your automobile insurance may put you in a compromised position susceptible to identity theft.
Various individuals and car safety companies continue encouraging individuals to exchange license and insurance policy information. However we live in a world with rampant identity theft and insurance fraud, so to simply disclose so much unique information is simply unsafe and irresponsible. If you are in a car accident, it is best not to allow yourself to provide unnecessary information. You can assure the other parties that you have given them the necessary information, and furthermore stress that police have the specific information you are refusing to personally disclose to them and that you are all better safe than sorry.
Contact Our Auto Accident Lawyer PG County Trusts
In car accidents involving intensive property damage or personal injury, you may need a car accident lawyer in PG County. That’s why it’s very important that you safeguard the information you collect from your car accident. If you are injured as the result of your car accident, furthermore, you would benefit from ensuring that your injury concern is addressed before exchanging information with parties. Anyone will tell you that exchanging relevant information is a necessary process of handling your car accident. However, providing an overload of information can be overbearing and unnecessary. Don’t make a mistake that may cost you your identity. Consult with Cohen & Cohen PC for more information.